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Bottomline

www.bottomline.com

Bottomline is a corporate payments and treasury platform founded in 1989 in Portsmouth, New Hampshire. The company was acquired by Thoma Bravo for $2.6 billion in May 2022 after trading as a public company (Nasdaq: EPAY).

Overview

Bottomline is a corporate payments and treasury platform founded in 1989 in Portsmouth, New Hampshire. The company was acquired by Thoma Bravo for $2.6 billion in May 2022 after trading as a public company (Nasdaq: EPAY). Current CEO Craig Saks joined in May 2022 from ACI Worldwide. Bottomline has made 11+ acquisitions including TreasuryXpress.

Highlights

  • Company heritage: Founded 1989, 35+ years in business
  • Thoma Bravo ownership: $2.6B take-private (May 2022)
  • Bea AI Agent: Conversational AI for treasury launching early 2026 (LLM + predictive analytics)
  • Paymode-X network: $16T+ payments annually, massive vendor network
  • Multi-layered AI fraud detection: Security-focused payment processing
  • “Make complex business payments simple, smart, and secure” mission
  • Scale: 600,000 companies globally
  • Use cases: Payment automation, fraud detection, cash management, financial messaging

Founded

1989 in Portsmouth, New Hampshire. Founded by Craig Saks (CEO since May 2022, ex-ACI Worldwide).

Headquarters

Portsmouth, New Hampshire.

Ownership and funding

Acquired by Thoma Bravo for $2.6B (May 2022); former public company (Nasdaq: EPAY). 11+ acquisitions including TreasuryXpress.

Core technology

Bea AI Agent (launching early 2026), conversational AI for treasury with LLM + predictive analytics. Paymode-X network ($16T+ payments annually). Multi-layered AI fraud detection.

Market position

Corporations, financial institutions, banks; 600,000 companies globally.

Product philosophy

“Make complex business payments simple, smart, and secure”, AI as “trusted team member” in CFO’s office.

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public2T&E2startups3GAAP2IFRS2IPO2unicorn2AP2Y Combinator3CPM2Excel-native2Global Payments2AI bookkeeping3working capital2AI-native2Intuit Assist1market leader1AI accounting2app marketplace1cloud ERP1Concierge AI1open API1Oracle1payments superapp1SAP1SmartScan1SuiteCloud1SuiteSuccess1travel1no-code2$1B ARR1$32B valuation1$5.15B1$8T spend1bill pay1Brex Empower1Capital One1community AI1connected planning1continuous accounting1freelancers1Hyperblock1Hyperion1invoicing1mobile-first1multi-dimensional GL1PlanIQ1Sage Copilot1self-employed1Smart View1Verity AI1Workday1$3.1B valuation1$8.3B valuation1AI cash forecasting1autonomous finance1AutoRec1Ava AI1BILL1Bridgepoint1budget enforcement1DSO1embedded payments1enterprise planning1free1H&R Block1liquidity1micro-business1Navan Cognition1NDC1Paris1reconciliation1SensibleAI1smart cards1sole proprietor1unified platform1Xero1XF MarketPlace1750+ integrations1Adra1AI/ML forecasting1all-in-one1AngelList1Azure OpenAI1B2B payments1Bea AI1Billy the Bot1Cadency1Certify1ChatGPT for CFO1Chrome River1continuous planning1conversational AI1cross-border1ERP integrations1ESG1fleet1Fortune 1001HiBob1Microsoft 3651modern UX1multi-brand1Paylocity1payments1Paymode-X1Predict AI1R2R1S&P 5001strategic finance1Vena Copilot1Wolters Kluwer1$1B1API-native1automation1autonomous accounting1Autopilot1B2B1card-agnostic1central banks1ClearConnect Gateway1Europe1finance concierge1Fortune 5001Hg Capital1mega-enterprise1Microsoft Power BI1modular1multi-channel1multi-currency1multinational1open banking1Reval1Ripple1Sage1spreadsheet-native1TMS1variance analysis1venture-backed1Wallstreet Suite1200+ integrations1250+ ERP connectors1AI-first1anti-Excel1cash forecasting1driver-based modeling1DTML1fast deployment1franchises1GARY1hospitality1LLM1MCP server1mid-size1multi-agentic AI1Observable AI1spreadsheet-first1TIS1000+ integrations1201Anaplan1FluenceXL1multi-entity1shadow GL1anti-QuickBooks1ChatGPT1Claude1solopreneur1

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